Effective Date: 03.25.2025

CASH ADVANCE DIME LLC ("Company", "we", "us", or "our") operates the CASH ADVANCE DIME iOS application ("App") and is committed to protecting the privacy of our users ("you", "your"). This Privacy Policy explains how we collect, use, share, and protect your personal information when you use our App.

By using CASH ADVANCE DIME, you agree to the collection and use of your information as described in this Privacy Policy.

1. Description of Services

CASH ADVANCE DIME is a digital platform that helps users:

  • Submit personal information to receive personalized loan matches
  • Explore third-party loan offers from trusted U.S.-based lenders

We are not a lender or broker. We do not issue loans, make lending decisions, or participate in any financial transactions between users and third-party providers.

2. Information We Collect

2.1 Personal Information (Provided by You)

  • Name, email, phone number
  • Social Security Number (for verification only, not stored)
  • Banking details (for deposit purposes, not stored)
  • Loan amount preferences

2.2 Device and Usage Information (Automatically Collected)

  • IP address, device type, operating system version
  • Interactions with features, usage duration, crash reports

2.3 Third-Party Analytics and SDKs

We may use third-party services such as Firebase or similar tools to monitor app performance and user interaction data. These services do not collect sensitive financial information and are used solely to enhance user experience.

3. How We Use Your Information

We use your data to:

  • Match you with potential lenders
  • Enhance app performance and features
  • Prevent fraudulent activity and ensure platform security
  • Comply with legal obligations

We do not:

  • Make lending decisions
  • Sell or share your personal information for marketing purposes

4. Sharing of Information

We may share your information with:

  • Verified third-party lenders (only with your consent)
  • Service providers that support app functionality and security
  • Government authorities, if required by law

Any information shared is limited to what is necessary and handled in accordance with privacy regulations.

5. Security & Data Retention

We implement appropriate security measures to protect your information. While no system is 100% secure, we strive to maintain the confidentiality of your data.

We retain data only as long as necessary to fulfill the services or as required by law. You may request deletion of your data by contacting us at support@hellodime.org.

6. Your Rights & Choices

Depending on your jurisdiction, you may have the right to:

  • Access and correct your personal information
  • Request deletion of your data
  • Opt-out of third-party referrals (by not submitting loan requests)

To exercise these rights, email us at support@hellodime.org.

7. Compliance with Privacy Laws

CASH ADVANCE DIME adheres to applicable U.S. privacy regulations, including:

  • California Consumer Privacy Act (CCPA)
  • Other state-specific data protection laws as applicable

8. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy. Revisions will be reflected by the "Effective Date" above. Continued use of the App after changes implies acceptance.

9. Contact Information

For any privacy-related concerns, reach out to:
Email: support@hellodime.org